ID Theft

6 11 2007

I never really thought it would happen to me. I am generally a pretty safe person about this sort of thing.

When I buy online, I buy from places I trust. I don’t hand out my card to anyone. I remember my card by heart so I hardly ever have to take it out. But some mysterious person has my number and had no problem using it.

No guilt in thinking about how hard I had to work for that money. No guilt in thinking what I may need that money for. No guilt in thinking I have a family to support. No guilt.Period.

It’s sickening. I took care of everything this morning. I went to my bank filled out all my paperwork, gave them my card and requested a new card. I even called Equifax to put a fraudulant warning on my credit report. I’m sick to my stomach.

I’m grateful to have my savings right now, but that’s beyond the point. My son’s 4th birthday is coming up and up until today I thought I had it all planned out, now I just don’t know what I am going to do for him.

In result of this stress I picked up another pack of cigarettes. I was about 3 months good again. But this sort of stress food just doesn’t cut it. When things settle down again I’ll quit, again. I need to find a new way of dealing with stress. I’ve been binge eatting too. There went my diet plan too. I was doing so good. I lost 8 pounds and within a day I already gained back 4 lbs.

Hopefully, I can get my money refunded back to me. Quickly! None of this might take up to 2-3 months crap. I can live without my card, but I live off of my checking account. Dammit I want to shove that ID stealing asshole’s head down some his throat just so he can rip it out of his ass.



One response

6 11 2007
Angela at mommy bytes

Any bank worth their salt should not hold you liable for fraudulent charges. This has happened to be twice and it was not a problem. The SOBs racked up thousands of dollars pretty quickly and were overseas so the bank had no issue taking them off. The interest on that money may be a different matter. Since I pay in full every month, it was not an issue (although I paid only my charges and then they charged me interest on the amount that I didn’t pay and finally they removed the that interest after I called again). But if you only make payments, you may get interest charges on those fraudulent charges if they are not removed right away.

I feel your pain. Good luck!!

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